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Hi! I'm Chad...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Chad Johnson

Mortgage Consultant

NMLS: 662143

Address: 4999 France Avenue South, Suite 250, Minneapolis, MN, 55410
Buy a Home
Refinance a Home
Apply now

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

Learn more
Mortgage management

Mortgage management

Learn more
Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

MS

Mei-Ling Smith

5.0

Minneapolis, MN

Nov 16, 2022

Competent staff and good communication throughout the process.

DB

Darin Bergeson

5.0

Minneapolis, MN

Nov 8, 2022

Chad was fantastic to work with

DF

Daniel Flath

5.0

Edina, MN

Nov 1, 2022

Excellent responsiveness every step of the way. Presented all loan options available to us and the pros and cons of each. Communication was outstanding!!!

WP

William Pudvah

5.0

Minneapolis, MN

Oct 4, 2022

Chad was always available and made the entire process extremely seamless. Thanks again, Chad!

J

Jœl Âcøùsta

5.0

Nov 26, 2022

They are still some legit managers out there. I have been scammed before and I almost went into depression not until I saw a payment screenshot on a page and I inquired about the manager, I took a bold step by trading with him, and right now I have made all my lost cashback within 7 days of successful trading you can check his profile and see for yourself, he is very legit I assure you. Email: is.jacksonrobert@gmail.com WhatsApp:+1 (657) 366-7359

K

Katlegoew Smith

5.0

Nov 26, 2022

Honestly, I had no idea on how to trade on the forex trading. Then i got in contact with a trading expert Mr Kevin McCarthy who provides fantastic signals, A regulated platform and manages my account. A $500 capital with $4,500 return In one week as estimated.. Serious investors can contact only and experience some next level trading experience. His Info: Email: kevinmccarthycrypto@gmail.com WhatsApp: +1(726)268‑3019

E

Emmanuel Ngu Binyio

5.0

Nov 26, 2022

Having numerous earnings from Mrs Pamela Shelley trading platform is a lifetime experience, with the capital of $1,000 I made a successful withdrawal of $12,500 after 7 working days, and now I'm creditworthy! Never before have I seen a broker so dedicated, hard-working, and yet still tenacious at the same time, keep up the good works! contact Mrs. Pamela Shelley for genuine trading and fast profit payout without any issue. Quickly contact Her via Email:Pamelashelley26@gmail.com WhatsApp:+1(863) 703-0733 Telegram:@Mrs_pamelashelley

LM

Luke Mickelson

5.0

Minneapolis, MN

Aug 24, 2022

We loved that Chad was ready to answer any questions we had, whether stupid or not. He sat us down, talked through the numbers, and gave us great advice on figuring out our finances. With his push, we realized that we were in great shape to finance a home and he/his team made the process extremely easy.

NM

Nancy Mendelsohn

5.0

Minneapolis, MN

Aug 17, 2022

Chad is responsive, articulate, and helpful. He responds to questions very quickly, he explains things well, and never minds another question.

MF

Michael Fiato

5.0

Bloomington, MN

Aug 5, 2022

Chad is knowledgeable, courteous, prompt, and an absolute pleasure to work with.

D

Dancemaker Nicholas Lekonche

5.0

Nov 26, 2022

Wanting to trade for a long time now but I have not been able to make any profit. I saw a review on a page about MRS SOPHIA JAMES and I must confess that she is the best trader. she managed my account after I invested $1000 I got $6,000 in a week. Wow You too can be a testimony today and you can make good profit too.Her email is :sophiajames0122@gmail.com WhatsApp Number:+1 (707) 559-8033

O

Oli Via

5.0

Nov 26, 2022

Never thought that online trading could be so helpful because of so many scammers online until I met Mrs. Hendrick Jennifer fx who changed my life and that of my family. I invested $1000 and got $11,670 Within a week. she is an expert and also proven to be trustworthy and reliable. Contact her via: WhatsApp: +13523402962 Email: hendrickjennifer550@gmail.com

R

Ray Iv Smith

5.0

Nov 26, 2022

Making alot of profit with my little investment I invested with Mrs. Jennifer and I'm already doing perfectly fine and paid all my debts and bills just trading with them for a month now I have archived so much i made $11,540 after trading my $1,000 so surprising i earned all that in just one week, thanks Mrs Hendrick Jennifer , I will continue sharing your good and perfect work , you are the best, need the best Management and manager to invest with then try investing with Mrs Jennifer , contact her, always available Via , whatsapp.. +13523402962 Gmail: hendrickjennifer550@gmail.com

SL

Shan Lines

5.0

Saint Paul, MN

Jun 10, 2022

Thank you?!

V

Vianney Mutsop DS

5.0

Nov 26, 2022

If you are looking for a good investment that can yield good profit within a short period of time, kindly contact MR. JACKSON ROBERT He is the best Forex, Crypto, and stock trade account manager. He helped me manage trading accounts and I made $6,900 in 7days with an investment of $500. I saw a review on a certain page about Mr. JACKSON and I decided to give him a try. I'm very happy because my financial life has changed with the help of Mr. JACKSON ROBERT. If you want an account manager who will help you manage your trades, Mr. Jackson is the right choice. I'm recommending him because of his good work and I want others to benefit as well. Contact Mr. Jackson through Email: is.jacksonrobert@gmail.com WhatsApp: +1 (209) 372-7204

M

Mamshengu Shabalala

5.0

Nov 26, 2022

I have been seeing different posts about Mrs Allen martha platform everywhere and a lot of traders keep on saying reach out to her, I eventually did and it turns out to be legit.I did an initial investment of $1000 and I received a surprised profit of $12,250 after 6days of trading, I followed her instructions with which i invested and within a week I got back my profit, I started seeing good results. Last week I made a successful withdrawal. Just stop worrying she will help you out. Thank you very much Mrs Allen martha I would advise anyone seeing this post to contact her, I m responsible for the content I post here on Facebook, I m so serious about this you can inbox her directly via: Email: allenmartha897@gmail.com WhatsApp: +1 (817) 866-6931

SE

Sarah Eckert

5.0

Plymouth, MN

May 21, 2022

Chad was excellent to work with and made the process very easy for us!

President and CEO - Tim Wilson

Tim Wilson

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.93 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Edina Realty Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Chad Johnson

Chad Johnson

Mortgage Consultant

NMLS: 662143

Learn More